Auto Insurance

Just Go Online and save 15%!!! We have all seen the commercials, telling you all you have to do is select the coverages yourself and you will save money. Unfortunately, what they don’t tell you is that often they are saving you money by reducing critical coverages that protect you and your family in the event of car accident. At the Maghan Agency we strive to not only provide the most competitive pricing, but to make sure the coverage contained within that policy are truly protecting you and your family. We invite you to fill out the short survey to the right and one of our staff will contact you within 12 hours with a quote and a chance to review what coverages we are providing.

What is auto insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Did You Know…

Not all auto insurance companies use the same criteria for determining the price. Some rely more on driving record and some on credit and other factors. At the Maghan Agency we have a portfolio of auto insurance writers and we can match your unique profile with the carrier that provides you with the maximum discounts. Call us or fill out contact form to the right and we will contact you to give you the best quotes available.